Life Insurance

Life Assurance Online

Life Assurance Online is a site designed to help British Expats obtain a cheap quote for Life Insurance, Critical Illness Insurance, International Medical Insurance, Income Protection Insurance and other insurance products. All requests and information you provide through this site will be dealt with by Face to Face Finance (Anglia) Ltd which is regulated by the Financial Conduct Authority and recorded in the Register under no 439288. They are able to research the whole British Expats life insurance market on your behalf.

This site is intended for British Expats and those intending to become British Expats.

Private Medical Insurance

UK and International Private Medical Insurance

This site is intended for UK residents and British expats
Private Medical Insurance
Private Medical Insurance
Private Medical Insurance
Private Medical Insurance
Private Medical Insurance

Please read the following before requesting your quote for private medical insurance. More detailed information on medical insurance is contained in our Consumer Guide to Private Medical Insurance.

PRIVATE MEDICAL INSURANCE QUOTE

UK Private Medical Insurance

This type of insurance is designed to cover the cost of treatment for acute conditions outside the NHS in private hospitals and clinics. It therefore provides you with the reassurance that treatment and consultations can be undertaken promptly and often at a hospital of your choice.

The cover is not designed to replace all services provided by the NHS. For example, accident and emergency services are not provided by private hospitals or clinics. Several insurance companies specialise in providing private medical insurance for UK residents including BUPA, PPP, Aviva and others.

Most insurance companies offer 2 ways in which the insurance is underwritten. One is based on full medical underwriting where you are required to provide full details of your health and medical; history. The insurance company may write to your doctor for further details. Pre-existing conditions are not normally covered if they are likely to re-occur.

The other way in which the insurance is underwritten is based on one where you are not required to provide any details of your health or medical history. This is referred to as underwriting by moratorium. Not all insurance companies offer this type. Pre-existing conditions which existed in the previous 5 years are excluded for a period of 2 years after the start of the policy. They may be covered after this subject to there being no re-occurence of symptoms or treatment.

Private medical insurance cover can be set up to cover treatment and consultation as an in-patient and or day-patient in a private hospital or clinic. Cover for out-patient treatment can sometimes be included but not all insurance companies provide this option.

International Medical Insurance for British Expats

Apart from UK residents we can also provide medical international insurance cover for British expats in most countries of the world. The underwriting and options on the plans is similar to those for UK residents and will normally be provided by the international arm of a UK based insurance company such as BUPA International for example.

PRIVATE MEDICAL INSURANCE QUOTE

Life Assurance Online is a site designed to help British Expats obtain a cheap quote for Life Insurance, Critical Illness Insurance, International Medical Insurance, Income Protection Insurance and other insurance products. All requests and information you provide through this site will be dealt with by Face to Face Finance (Anglia) Ltd which is regulated by the Financial Conduct Authority and recorded in the Register under no 439288. They are able to research the whole British Expats life insurance market on your behalf.

This site is intended for British Expats and those intending to become British Expats.

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